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4530 Torresdale Ave
Philadelphia, PA 19124
(215) 953-7400
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Auto Financing

Buying a used car can be tough, but finding the right financing can be even harder. Whether your credit has been damaged, or you have no credit at all, finding financing for the transportation you need is sometimes a tall order.

At Philly Auto, we recognize the difficulty bad credit and no credit drivers face when securing financing, and we work hard to accommodate those drivers and put them behind the wheel. As a leading used car dealer in the Philadelphia area, we have developed relationships with many local lenders, and we can apply for financing on your behalf.

No matter what your credit situation, we can help you get the car, truck or SUV you need. We understand the challenges of obtaining financing when you have bad credit, and we know that many competing used car dealers simply turn away drivers with less than perfect credit.

At Philly Auto, we take a different track. We know that credit can be damaged in many different ways, and we do not think you should be punished or held back. We know you need a safe and reliable vehicle to get back and forth to your job, and we work hard to get you the financing you need.

At Philly Auto, applying for an auto loan is fast and easy, and we strive to make it as painless as possible. Instead of filling out stacks of paperwork and going from bank to bank, you fill out one simple financing application. In just a few minutes, your application will be completed, and you can simply wait for a fast loan decision.

When the financing decision is made, we will notify you by email. If you are approved, you can move forward with the purchase and get back on the road with the vehicle you need.

Whether you are buying your first used car or moving up to something bigger and better, getting the financing you need can be the biggest hurdle. At Philly Auto, we take financing seriously, and we understand the challenges drivers with poor credit or a spotty credit history often face. That is why Philly Auto has developed a strong reputation as the bad credit financing leader in the Philadelphia area. We believe in giving drivers a fresh start, and that attitude comes through in everything we do.

From the time you walk on the lot to the moment you spot the car, truck or SUV of your dreams to the simplicity of the credit application, we want every step of the buying process to be as easy as possible. We know that buying and financing a used car can be a great way to rebuilt your damaged credit, and we strive to help you make the most of your fresh start.

If you currently have financing, Philly Auto can help you save money with a smart refinancing offer. By getting you a lower interest rate, we could help reduce your monthly payment, shorten the length of the loan, or both. Just talk to us about our refinancing offers - and how they could save you a lot of money.

If you want to see how much car you can afford, Philly Auto even offers a simple car payment calculator on its website. Just plug in your numbers, and you will instantly see how much your monthly payment would be. That makes shopping easier, and financing even easier.

Buying a used car should be fun, not a source of stress and hassle. At Philly Auto, we want to make your car buying experience as seamless and easy as possible, from picking the perfect used car to finding the right financing. Whether you have good credit, bad credit or no credit, just talk to us and let us put you behind the wheel for less.

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